TERMS OF SERVICE

Terms of Service

Last Updated: May 20, 2026

These Terms of Service ("Terms") govern your use of the Ashford Group FFL LLC website at https://ashfordgroupffl.com and any services we provide, including SMS text messaging. By using our site or services, you agree to these Terms.

About Us. Ashford Group FFL LLC offers life insurance and related financial products, including term life insurance, whole life insurance, indexed universal life (IUL), annuities, mortgage protection, children's life insurance, and final expense coverage. We are licensed agents and provide consultations and quotes.

Use of Site. You agree to use our website only for lawful purposes. You may not attempt to disrupt, reverse-engineer, or otherwise misuse our site or services.

SMS Messaging Terms.By providing your mobile phone number on our contact form and checking the SMS consent box, you agree to receive text messages from Ashford Group FFL LLC. These are customer-care messages related to your inquiry, including responses to your questions, appointment scheduling, and policy follow-ups. No promotional or marketing SMS is sent under this program.

• Message Frequency: Message frequency varies based on your interactions with us.
• Cost: Message and data rates may apply, depending on your mobile carrier and plan.
• Opt-Out: Reply STOP to any message to unsubscribe. After opting out, you will no longer receive SMS from us.
• Help: Reply HELP, call +1.708.742.7234, or use our contact form.
• Age Restriction: Our SMS messaging program is intended only for individuals who are 18 years of age or older. By opting in, you confirm that you are at least 18 years old.
• Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.
• Supported Carriers: Major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, and Sprint, as well as smaller and prepaid carriers, are supported.

Privacy. Your use of our SMS service is also governed by our Privacy Policy. Mobile phone numbers and SMS consent are never shared with third parties or affiliates for marketing or promotional purposes.

No Financial Advice. Information provided on our site or through our messaging is for general information only and does not constitute legal, tax, or financial advice. Insurance products are subject to underwriting and availability.

Limitation of Liability. Ashford Group FFL LLC is not liable for any indirect, incidental, or consequential damages arising from your use of our site or messaging services.

Changes. We may update these Terms from time to time. Continued use of our site after changes constitutes acceptance.

Contact Us.Ashford Group FFL LLC Phone: +1.708.742.7234 Website: https://ashfordgroupffl.com