Ashford Group FFL Life insurance and annuities (708) 742-7234Call Get a quote

What do you want to protect?

Choose what matters most, and you'll see the coverage built for it, in plain language.

What do you want to protect?

Term life insurance

Coverage for a set number of years, such as 10, 20, or 30. If you pass away during that time, your beneficiaries receive a death benefit they can use for income, the mortgage, childcare, or anything else.

A good fit if

  • People depend on your paycheck
  • You want the most coverage for the lowest monthly cost
  • Your biggest bills, like a mortgage, will be paid off someday

Worth knowing

Coverage ends when the term does, and term policies don't build cash value. Some policies let you convert to permanent coverage before the term ends.

Get a term life quote Call (708) 742-7234

Not sure how much coverage you need?

Try the free ShieldLife Check. Answer a few questions and see an estimate. No email required.

Start the free check

How getting covered works

  1. Request a quote

    Fill out the short form or give me a call. It only takes a minute.

  2. Talk it through

    We'll go over your health, your budget, and what you want covered, on a short call.

  3. Choose your coverage

    I'll walk you through your options side by side. If one fits, we'll apply together.

Willie Ashford, licensed life and health insurance agent

Hi, I'm Willie Ashford

I'm a licensed life and health insurance agent with Family First Life. I help families find coverage that fits their needs and their budget.

Insurance can feel confusing, and a lot of people put it off for that reason. I'll explain your options in plain language, show you what fits your budget, and make sure you understand what you're buying before you apply. No pressure either way.

Willie J.R. Ashford III
Ashford Group FFL

Get your free quote

Tell me a little about yourself and I'll follow up with options. A quote is free, and you're never obligated to buy.

Rather pick a time to talk?

Book a discovery call
Call or text
(708) 742-7234
Hours
9:00 am to 8:30 pm

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Common questions

Do I need a medical exam?

Not always. Many final expense plans and some term and mortgage protection plans use health questions instead of an exam. Whether you'll need one depends on the carrier, your age, your health, and how much coverage you want.

Can I get coverage if I have health problems?

Often, yes. Insurance companies look at health conditions differently, so it helps to compare options. Some plans for higher health risks include a waiting period before the full benefit is paid.

How much does it cost?

It depends on your age, health, tobacco use, the type of coverage, and the amount. The quickest way to get a real number is a short quote request or a call.

Are life insurance benefits taxed?

Death benefits are generally paid to beneficiaries income-tax-free. Your situation may be different, so check with a tax professional.

What happens after I request a quote?

I'll reach out to go over what you want to protect and show you options. There's no cost for a quote, and you're never obligated to buy.